PLEASE READ THIS DISCLAIMER
All lines appear within 20-30 business days from the statement date from the first expected reporting date. Business days do not include weekends or holidays. The tradeline(s) will stay on your report for a minimum of two posting cycles (at least 60 days). If you would like to extend a tradeline, please let us know by within 35 days of your purchase to renew or extend your lease.
If the line does not appear within this time period, we will issue a replacement. If the replacement does not post within its time period then we will issue a credit. All lines post within 60 days, most lines post within 30 days, some post within 7 days. You as the client are responsible for the accuracy of information you submit to us. Being one digit off will cause a tradeline not to post properly, and we do not replace lines when you submit inaccurate information so please double check your info.
Tradelines are NOT PERMANENT.After the 10th business day of the statement closing date, if the line has not posted, please submit a support ticket from our website to inform us. We will investigate. We get a lot of calls so, if you don’t e-mail us, we DON’T KNOW ABOUT IT. In order to investigate tradelines that have not posted, we will need you to accurately fill out all information in the Tradeline Order Forms. You must provide a valid login ID and password from one of our trusted credit monitoring sites (we will only accept, Equifax.com/Creditchecktotal.com/Experian.com/Transunion.com/Myfico.com). After 20 business days, if you have not emailed us we will assume that the line has posted and the transaction has successfully completed. The authorized user tradeline that you have purchased will expire 60 days after the first statement date following your initial purchase. You have the option, for a fee, to extend the tradeline for 30-180 days for the first 40 days following your initial purchase. After 35 business days, if we have not received an extension request we will ask our cardholder to remove you from the card. Once this happens there will be absolutely no refunds or exchanges available. Removed tradelines will show up as “terminated authorized user relationship” on your report. At this point your credit score may drop but it may stay higher than where it originally started from. We guarantee tradeline(s) to hit at least one credit bureau.