Courtesy Pay Overdraft Protection

Application

First Name *

Last Name *

Account Number *

Phone Number *

Email Address *

Overdraft Types

Choose one or more programs that you would like to enroll in overdraft protection.

Program: *

ACH/Sharedrafts

Visa Debit Card

Disclosure

You must agree to the following terms and conditions: *

You will maintain a minimum share balance of $25.

All loans will be kept current (under 14 days delinquent)

You are not subject to a legal order or bankruptcy

You will have a positive balance for at least 1 business day every 31 days

Agreement

Solutions Credit Union will charge you a $30 courtesy pay for each item that overdraws your account. To enroll, the account must have consistent deposit activity. Courtesy pay only applies to one transactional account per household. Maximum limits are: $500 for accounts without direct deposit or direct deposits averaging less than $1,200 per month. $1,000 for accounts with direct deposits averaging $1,200 or more per month. Courtesy pay is not a line of credit and the privilege may be withdrawn at any time, at our discretion. *

Agree